Privacy Policy & Disclaimer

1. Our Commitment to Your Privacy

We are committed to protecting your privacy and ensuring that your personal information is handled in a transparent and secure manner. While this website is operated by a Non-APP Entity as defined by the Australian Privacy Act 1988, we choose to adopt high standards of data integrity to protect our users.

2. We are Not Data Brokers

We do not sell, rent, or trade your personal information to third-party data aggregators or marketing firms. Your information is only used for the specific purposes described in this policy, primarily to facilitate the services you have requested from us or our referral partners.

3. No Storage of Calculator Data

Our website provides various tools and applications to assist homebuyers.

• Zero Data Retention: We do not save, store, or track the data you enter into these calculators.
• Client-Side Processing: All calculations are performed "in-session." Once you close your browser or navigate away from the tool, the data entered is purged from our temporary cache. In some cases the data you enter will persist in your local browser until you overwrite it or clear your browser cache.

4. Information We Collect

The only personal information we collect is the data you voluntarily provide through our Contact or Referral Forms. This typically includes:

• Your Name
• Contact details (Email and Phone Number)
• Specific details regarding your enquiry.

5. Referral to Professional Services

By submitting a referral or contact form, you acknowledge that we may share your information with our network of professional partners to fulfill your request. These services include:

• Mortgage Broking: Assessing your finance options and assisting with loan applications.
• Real Estate: Assisting with property searches or sales.
• New Home Builders: Connecting you with builders for new construction projects.

We only pass on your details to these partners so they can contact you directly regarding the specific service you expressed interest in.

6. Data Security

We take reasonable steps to protect the information provided via our contact forms from misuse, interference, loss, or unauthorized access. However, no data transmission over the internet can be guaranteed as 100% secure.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices or legal requirements. Updated versions will be posted on this page with the "Last Updated" date.

8. Important Disclaimer & Limitation of Liability

Not a Financial or Credit Provider

We are not credit providers, credit assistance providers, or financial planners. We do not provide financial product advice, credit advice, or any form of legal or tax advice. The information provided on this website is for general illustrative purposes only and does not take into account your personal objectives, financial situation, or needs.

Calculators and Tools

All calculators, serviceability tools, and data-driven applications provided on this website are intended to be used for illustrative purposes only. These calculators and estimators rely on assumptions, both in the software and the assumptions you enter. Because they overlook material inputs (like your own tax position, lender-specific policies, or things we just plain overlooked), these results are estimates only, and in some cases, only designed to explain concepts rather than numbers. Any calculations or conclusions may not be accurate and are not financial advice.

• Relational Examples Only: Any results or figures generated are illustrative and should be interpreted as purely relational examples. They are not a guarantee of credit approval or financial outcomes.
• Accuracy and Errors: While we strive for accuracy, these tools are subject to change and correction without notice. We do not warrant that the calculators are free from errors or omissions. Calculations may be misleading if interpreted as anything more than a preliminary estimate.
• Use at Your Own Risk: Your use of any information or tools on this website is entirely at your own risk. We recommend that you seek independent professional advice from a qualified mortgage broker, financial planner, or legal professional before making any financial decisions or entering into a credit contract.

Professional Referrals

Our role is limited to facilitating a connection between you and qualified professionals (such as mortgage brokers, real estate agents, or builders). We are not responsible for the advice or services provided by these third parties once a referral has been made.

IMPORTANT DISCLOSURE

We are not independent. We act in our own commercial interests. We refer you to licensed brokers and receive a fee from their commissions if your loan or home build is successful.

Last Updated: March 2026